Tom Kester is the Operations Manager and Secretary for Alliance Risk Management Services LLC (Terrafirma’s corporate manager) and is responsible for the day-to-day operations of Terrafirma. He previously worked as assistant general counsel for an affiliate of a large U.S. health care insurer, staff attorney for the State of Vermont’s Medicaid and Affordable Care Act programs, and as an associate in a private practice firm where he focused on real property matters and general civil litigation. Tom earned his J.D. from Vermont Law School and his B.A. in Government from Franklin & Marshall College. He is an actively licensed Vermont attorney, and lives with his wife in central Vermont.